Bad Credit Home Loans
Whether you are looking to buy now, or simply wanting some advice to see what you need to do to be in the position to be able to buy one soon – Besta Loans is here to help you!
At Besta Loans we believe
Your PAST does not define your FUTURE!
Whether you are looking to buy now, or simply wanting some advice to see what you need to do to be in the position to be able to buy one soon – Besta Loans is here to help you!
Understanding Bad Credit Loans
At Besta Loans we understand how navigating the world of loans can be daunting, especially when you’re facing the challenge of bad credit. Traditional lenders often hesitate to offer financial assistance to those with less-than-perfect credit scores, leaving many feeling stranded in their pursuit of financial stability. However, finding reputable lenders who understand your unique situation can make all the difference.
At Besta Loans we believe
Bad credit loans are designed to provide financial assistance to individuals with low credit scores. These loans typically come with higher interest rates and stricter terms compared to traditional loans. Eligibility requirements may vary, but they often include proof of income and a stable employment history.
Besta Loans work with several reputable lenders who stand ready to assist individuals with bad credit. You will find that their loan products that we will suggest will offer flexible repayment terms and competitive interest rates,
At Besta Loans, we are known for our personalised approach and quick approval process. We will ensure to review each lender’s offerings carefully, considering factors such as loan terms, interest rates, and fees – only the most suited options will be presented to you!
Start Your Journey Now
Don’t Fall For the Trick of
Guaranteed Approval Bad Credit Loans
While some brokers and lenders advertise guaranteed approval for bad credit loans, it’s essential to approach these offers with caution. Guaranteed approval often comes with higher interest rates and stricter repayment terms. It’s crucial to assess the risks and qualifications associated with these loans before committing.
Tips for Getting Approved
Improving your chances of loan approval starts with understanding your credit report and addressing any errors or discrepancies. Additionally, demonstrating financial responsibility through timely bill payments and reducing outstanding debts can positively impact your credit score.
We will work alongside you to ensure that you and your credit report are in the best shape possible before approaching a lender. There are other professionals which we have relationships with who can also help in cases of correcting any errors on your credit report or having your credit report cleaned.
The Next Steps
How to Get Started
Getting starting with your application journey for your Home Loan is simple with Besta Loans.
Our streamlined application process involves you providing detailed information about your current situation, your wants and needs and some other information such as property assets and financial status. This can all be done via a quick and easy online quiz if you would prefer.
Once we have all the initial information we require, our dedicated team works diligently to process your application promptly, keeping you informed every step of the way.
Fill out our 2 minute quiz
A few simple details is all we need right now in order to move forward to the next step.
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Have an initial Consultation
During this consultation, your finance broker will go through a guided questionnaire with you to find out what stage of your journey you are at and what your goals are – along with how we can best help you.
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Patiently await your broker’s analysis of your program details
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8+ Years As Bad Credit Specialists
With more than 8 years in the Finance and Mortgage Broking Industry under our belt already, there are 4 key things that we think all people should expect from the Broker they choose to work with.
We promise each of the 4 key aspects to every client of ours as an absolute bare minimum.
Prioritise YOUR Wants & Needs
Take the time to get to know your unique situation
Help guide you every step of the way
Tailor an easy to understand plan to match your individual circumstances
“Cannot thank Vikki enough. She has helped get our finances back on track and was super helpful throughout the whole process and kept up communications. Cannot recommend her more, will definitely be using her in the future again!”
Nancy H. Cranbourne
Where We Came From
Our Story
I started Besta Loans with the aim of always working carefully and diligently in order to provide my clients with the financing solutions they deserve.
It was then that I realised I had a true passion for assisting people get closer to their dream of owning their home and decided to start focusing on specialising in fields where I feel that people often struggle more than others.
I am experienced, trustworthy, and always reachable. No matter the question, I am here to provide the answers.
Mortgage Matters
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Besta Loans (ABN: 52 933 949 628) is a corporate credit representative of Vow Financial Pty Ltd. Vikki Davies is a Credit Representative (503356) authorised under Vow Financial Pty Ltd Australian Credit Licence 390261. The information provided on this site is of a general nature only and provided for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.