Cranbourne’s Trusted Mortgage Partner
Specialising in First Home Buyers, Bad Credit Loans, Non-Resident Loans, and More!
Whether you’re a first-time home buyer, looking to refinance, or need a loan tailored to unique circumstances, we’re here to help. With personalized mortgage solutions for every stage of life, our team makes homeownership simple, accessible, and stress-free.
Owner Occupied | P&I | <80% LVR
*serviceability & criteria applies
Bad Credit Home Loans
Overcome credit challenges and move closer to homeownership.
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First-Home Buyer Assistance
Expert guidance and tailored options for your first home.
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Non-Resident Home Loans
Specialised solutions for non-residents and visa holders.
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The Besta Loans Difference
We help Australians navigate the mortgage process with personalised support and a commitment to making homeownership accessible to all.
Proven Results
With a 99% approval rate and over nine years of experience, we have a strong track record of helping clients achieve their financial goals.
Stress-Free Onboarding
With our rapid response guarantee and seven-day availability, we work on your schedule to make the entire process as easy as possible
Your Personal Guide
We’re by your side through every step of the journey, ensuring you have the support and expert advice you need to feel confident
HOW CAN Besta Loans HELP?
Let me take some of your stress and worry away. I’m here to support you whenever you need—whether it’s after hours, on weekends, or around tight schedules. At Besta Loans, we prioritize client satisfaction above all, and we’re committed to finding the best financial solution based on your unique needs.
Meet Vikki: Your Local Mortgage Broker
I’m Vikki Davies, your local finance and mortgage broker. With years of experience and a passion for helping clients achieve their financial goals, I’m here to make the financing process clear and accessible. From flexible meeting hours to a personalised approach, let’s work together to open the door to your dreams.
The team at Besta Loans and I are dedicated to providing our clients with;
- Personalised Service: We prioritize understanding each client’s unique needs to offer tailored loan options.
- Experience & Dedication: With over 9 years of experience, we’re committed to transparency, clear communication, and a seamless process from start to finish.
- Expert Guidance Every Step: Our brokers guide you from initial consultation to closing and beyond, ensuring confidence at every stage.
- Long-Term Partnership: Whether you’re buying now or preparing for the future, we’re committed to your success over time.
Our Services
What We Offer
Speak to us today to see how we can help you to Finance Your Way.
Purchase’s & Refinance’s
Comprehensive mortgage options for purchasing a new home or refinancing your current mortgage.
Speciality Services
Choose a consultation that works for you.
We pride outselves on being well versed in First-Home Buyer Assistance, Bad Credit Loans & Non-Resident Home Loans. Speak to us to find out more
Personal Loan’s & Debt Consolidation
Tailored solutions just for you.
Flexible personal loan options to meet your individual financial needs. Simplify your finances by consolidating multiple debts into a single manageable payment.
Business Finance
Tailored financial solutions to support and grow your business.
Car Loan’s & Asset Finance
In need of car financing or asset loans? Let Besta Loans guide you through the process. Contact us today for personalised assistance.
At Besta Loans we believe
Your PAST does not define your FUTURE!
Whether you are looking to buy now, or simply wanting some advice to see what you need to do to be in the position to be able to buy one soon – Besta Loans is here to help you!
Next Steps
READY TO GET STARTED?
We’re Here to Guide You Every Step of the Way
Step 1: Take Our 2-Minute Quiz
A quick and easy way to get started!
Only two minutes of your time is needed to complete a few simple questions. This gives us the details we need to take the next step with you.
Step 2: Schedule Your Initial Consultation
Choose a consultation that works for you.
Select your preference: Face-to-face, Phone, or Video. During this session, your finance broker will discuss your journey, goals, and the ways we can best support you.
Step 3: Broker’s Analysis and Program Setup
Tailored solutions just for you.
Your broker will assess your details and design a program that aligns with your unique financial goals, setting you on the right path to success.
Step 4: Begin Your Journey to Homeownership
Your path, your goals, our support.
With a clear roadmap in place, Besta Loans will support you throughout the process, ensuring that each step aligns with your homeownership dreams.
Frequently Asked Questions
What types of loans do you specialise in?
At Besta Loans, we specialize in loans for first-time home buyers, borrowers with bad credit, and non-residents looking to purchase Australian property. We also offer refinancing, personal loans, and car loans tailored to meet your unique needs.
Can you help me get a home loan if I have bad credit?
Yes! We understand that credit history doesn’t define your future. Our team can guide you through specialized bad credit loan options designed to help you secure financing even with past challenges.
Can non-residents apply for a home loan?
Absolutely. We offer non-resident home loans for individuals on visas in Australia or overseas investors looking to buy property in Australia. Our team will help you understand the eligibility requirements and find the best options.”
What does refinancing involve, and how can it help me?
Refinancing allows you to replace your current loan with a new one, often with better rates or terms. This can help you save money, reduce monthly payments, or access equity in your home. We’ll guide you through the process to weigh up whether it’s the right choice for you.”
What documents are needed for a loan application?
Typically, you’ll need identification, proof of income, bank statements, and details of any existing loans. Our team will provide a full checklist to make the process easier.
What are the benefits of working with a mortgage broker instead of going directly to a bank?
As mortgage brokers, we have access to a wide range of lenders and loan products, which means more options tailored specifically to your needs. Unlike banks, which only offer their own products, we work for you, not the lender, to find the best terms and rates for your unique financial situation. Additionally, mortgage brokers are legally bound by what’s known as the Best Interest Duty. This means that any recommendation we make must truly be in your best interest, not influenced by lender incentives or commissions.
What is debt consolidation, and how can it help me?
Debt consolidation combines multiple debts into one manageable loan, often with lower interest rates. This approach can simplify your finances and potentially lower your monthly payments. Our team will help you determine if debt consolidation is a good fit for your goals.
Mortgage Matters Blog & Resources
We believe in empowering our clients with knowledge. Explore our blog, guides, calculators, and budget planner to make informed decisions every step of the way.
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